We’ll make certain you understand the complicated issues that affect your commercial property insurance decisions.
At Legacy Insurance Partners, we offer business and group solutions that offer financial protection to minimize risk at your company. With representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, N. Wilkesboro and Raleigh, North Carolina, our team is available to partner as your trusted insurance advisor utilizing a consultative approach. Among the various coverages we can assist you with, commercial property insurance is one that few can forego and none should. Whether you must appease a lender or you don’t want to shoulder the risk on such a sizeable investment as commercial property, we can match you with the right coverage for your situation.
We take the time to learn about your company so we can employ our solution-based consultative approach to meeting your commercial property insurance needs. We understand that no two companies are the same and neither are their buildings and other assets. A cookie-cutter approach is an injustice that we will not abide by. Instead, we strive to fully understand your needs and make certain that you understand complicated issues that affect the coverage choices you’ll need to make regarding your commercial property insurance.
While other companies might ask you for copies of your expiring policies so that they can simply renew them and provide no added value to you, we go over your policy with you and look for any opportunity to make your coverage suit your needs more fully or get you a better rate. While they will quote you only the least expensive option, we’ll provide you with all your options because we understand that price is only one part of the decision process. We offer support to you throughout your policy period and can help you implement strategies to increase profitability.
If you have questions about commercial property insurance or any other business insurance coverage, don’t hesitate to reach out to us.
Common Questions About Commercial Property Insurance
At Legacy Insurance Partners, we help commercial property owners protect their properties and structures with the right insurance. Below, we have answered a few common questions we receive about commercial property insurance and how it works.
What is commercial property insurance?
Commercial property insurance protects your business’ physical assets, including buildings, equipment inventory, signage, and more from risks like fire, theft, vandalism, and certain natural disasters.
Why do I need commercial property insurance?
If your business owns or leases property, this insurance is critical for safeguarding your property against financial loss due to unexpected events that damage or destroy your assets.
What does commercial property insurance cover?
Most commercial property insurance policies will cover damage to buildings and structures, loss or damage to equipment, inventory, and furniture, and coverage for outdoor signs and landscaping. Your policy may also provide protection against vandalism or theft.
Is business interruption insurance included?
Business interruption insurance is typically not included in standard commercial property policies, but it can be added on. This type of insurance covers lost income and ongoing expenses if your business operations are halted due to a covered event.
What should I do if I need this type of insurance?
If you need commercial property insurance, contact us to set up an appointment. We will meet with you and talk about what kind of risks your property faces and what level of coverage you should secure.
With commercial property insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.