Let us help you ensure your policy offers the coverage you need.
You hope nothing will ever happen for you to need homeowners’ insurance, but if it does, a strong policy can help protect your investment and give you peace of mind. At Legacy Insurance Partners, we’re dedicated to finding a homeowners insurance policy that provides you with everything you need in case the unexpected happens.
Property protection is one of the main reasons to get homeowners insurance. Our team can help explain what varying policies cover, so you can make an informed decision about the one that best meets your needs.
In addition to property protection, many homeowners’ insurance plans help if someone is hurt on your property. This is significant, since their medical bills and other damages can be quite costly.
When exploring homeowners’ insurance options, ask our team about additional living expenses or temporary housing benefits if your home is damaged in a weather event or a fire. Knowing what the policy covers and what it doesn’t cover can help you decide which policy fits your needs.
Also, reviewing homeowners’ insurance plans is essential. As changes occur with the home or in your family, having the right coverage can make all the difference if you need to make a claim. Our team can discuss coverage options and more to assist you in choosing your plan.
Homeowners insurance is one of those things that you hope you never have to use. Still, if you do, you want to ensure appropriate coverage. Contact our team at Thacker & Brooks Insurance, a Legacy partner, in Greensboro, North Carolina today to ensure you have the coverage you need.
FAQs About Homeowners Insurance
Protecting your home from unexpected damage, liability, and other incidents is extremely important. It’s one of the most important things you own—your home—so you want to make sure you are getting the right coverage for your needs. Our diligent, highly experienced team can help you find the right policy and answer all your questions about homeowners insurance. Check out our frequently asked questions below.
How can I get homeowners insurance at a good price?
Working with one of our agents is the best way to find all your best options and assess which will offer you the coverage you need at a price you can afford. We emphasize to our clients that the coverage is the most important. After all, it doesn’t matter that you got a great rate if your coverage doesn’t protect you when you need it in the end. That being said, we will help you find a good price, and we encourage bundling since most carriers offer discounts if you bundle your homeowner’s insurance policy with another policy from them.
What natural disasters will a standard homeowners insurance policy cover?
In North Carolina, a standard homeowners insurance policy may offer coverage for natural disasters like windstorms, tornadoes, lightning strikes, fire, and hurricanes. However, though the policy may cover damage due to the hurricane’s high winds, it typically does not cover flooding caused by a hurricane, so you may want to purchase separate flood insurance. In addition, your policy may require a separate deductible for hurricane damage.
Is homeowners insurance required?
Homeowners insurance is not required by North Carolina law, but it is wise to have it. Additionally, your mortgage lender may require it even though the state does not.
With homeowners insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.